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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,359 | $156,398-33.9% | $147,318-29.8% | $138,895-25.6% |
| Participation rate | 81.8% | 83.8%-1.9pp | 82.1%-0.2pp | 79.9%+1.9pp |
| Annual return | 17.18% | 78.75%-61.6pp | 70.43%-53.3pp | 145.39%-128.2pp |
| Employer contribution / active EE | $3,204 | $4,853-34.0% | $4,593-30.2% | $4,194-23.6% |
| Participant deferral / active EE | $10,035 | $8,237+21.8% | $7,906+26.9% | $6,396+56.9% |
| Admin fee / account holder | $1,574 | $14,976-89.5% | $13,708-88.5% | $12,562-87.5% |