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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,918 | $159,978+1.8% | $147,041+10.8% | $145,978+11.6% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 12.23% | 98.36%-86.1pp | 419.21%-407.0pp | 550.52%-538.3pp |
| Employer contribution / active EE | $3,483 | $5,288-34.1% | $4,935-29.4% | $4,662-25.3% |
| Participant deferral / active EE | $13,222 | $8,429+56.9% | $8,071+63.8% | $6,690+97.7% |
| Admin fee / account holder | $698 | $15,053-95.4% | $13,006-94.6% | $13,400-94.8% |