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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,235 | $154,228-22.7% | $145,433-18.0% | $137,256-13.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.63% | 74.59%-53.0pp | 66.58%-44.9pp | 220.34%-198.7pp |
| Employer contribution / active EE | $6,700 | $4,804+39.5% | $4,554+47.1% | $4,156+61.2% |
| Participant deferral / active EE | $14,753 | $8,216+79.6% | $7,897+86.8% | $6,407+130.3% |
| Admin fee / account holder | $691 | $14,344-95.2% | $13,129-94.7% | $12,270-94.4% |