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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,755 | $211,288-84.0% | $178,540-81.1% | $145,884-76.9% |
| Participation rate | 69.2% | 80.8%-11.6pp | 77.1%-7.9pp | 80.3%-11.1pp |
| Annual return | 33.44% | 30.27%+3.2pp | 27.15%+6.3pp | 551.85%-518.4pp |
| Employer contribution / active EE | $0 | $4,574-100.0% | $3,953-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $8,298 | $6,967+19.1% | $6,281+32.1% | $6,690+24.0% |
| Admin fee / account holder | $24,068 | $12,105+98.8% | $10,424+130.9% | $13,392+79.7% |