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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Service code 27 · EIN 84-4519624 | Advisory (Plan) | $30,314 |
Filed as: MESIROW FINANCIAL Service code 27 · EIN 36-3429599 | Advisory (Plan) | $9,543 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $969 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,815 | $88,186+57.4% | $165,071-15.9% | $74,459+86.4% |
| Participation rate | 81.8% | 73.1%+8.7pp | 78.6%+3.2pp | 67.2%+14.6pp |
| Annual return | 14.14% | 17.13%-3.0pp | 70.17%-56.0pp | 1369.70%-1355.6pp |
| Employer contribution / active EE | $336 | $2,600-87.1% | $4,347-92.3% | $2,626-87.2% |
| Participant deferral / active EE | $7,259 | $4,505+61.2% | $6,035+20.3% | $4,350+66.9% |
| Admin fee / account holder | $335 | $2,234-85.0% | $12,695-97.4% | $1,945-82.8% |