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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,142 | $110,379-31.9% | $102,412-26.6% | $145,884-48.5% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.80% | 24.84%-11.0pp | 24.94%-11.1pp | 551.85%-538.0pp |
| Employer contribution / active EE | $2,345 | $4,216-44.4% | $3,870-39.4% | $4,662-49.7% |
| Participant deferral / active EE | $5,868 | $5,622+4.4% | $5,060+16.0% | $6,690-12.3% |
| Admin fee / account holder | $1,145 | $9,745-88.3% | $8,388-86.4% | $13,392-91.5% |