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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,889 | $81,276-80.5% | $155,574-89.8% | $80,925-80.4% |
| Participation rate | 27.8% | 66.2%-38.4pp | 78.2%-50.4pp | 67.7%-39.8pp |
| Annual return | 18.27% | 33.36%-15.1pp | 64.87%-46.6pp | 35.65%-17.4pp |
| Employer contribution / active EE | $573 | $3,103-81.5% | $4,676-87.8% | $2,756-79.2% |
| Participant deferral / active EE | $917 | $3,453-73.5% | $5,629-83.7% | $4,299-78.7% |
| Admin fee / account holder | $144 | $7,993-98.2% | $15,914-99.1% | $6,940-97.9% |