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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,296 | $159,978-56.1% | $147,041-52.2% | $145,978-51.8% |
| Participation rate | 70.0% | 84.0%-14.0pp | 82.2%-12.2pp | 80.3%-10.3pp |
| Annual return | 12.64% | 98.36%-85.7pp | 419.21%-406.6pp | 550.52%-537.9pp |
| Employer contribution / active EE | $2,584 | $5,288-51.1% | $4,935-47.6% | $4,662-44.6% |
| Participant deferral / active EE | $6,394 | $8,429-24.1% | $8,071-20.8% | $6,690-4.4% |
| Admin fee / account holder | $1,421 | $15,053-90.6% | $13,006-89.1% | $13,400-89.4% |