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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,350 | $102,429-21.6% | $147,096-45.4% | $80,925-0.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.88% | 135.02%-118.1pp | 419.75%-402.9pp | 35.65%-18.8pp |
| Employer contribution / active EE | $7,915 | $3,716+113.0% | $4,936+60.4% | $2,756+187.2% |
| Participant deferral / active EE | $12,795 | $6,649+92.4% | $8,071+58.5% | $4,299+197.7% |
| Admin fee / account holder | $3,536 | $7,957-55.6% | $13,005-72.8% | $6,940-49.1% |