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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,635 | $101,950+29.1% | $125,529+4.9% | $86,983+51.3% |
| Participation rate | 96.4% | 70.2%+26.3pp | 74.7%+21.7pp | 69.5%+26.9pp |
| Annual return | 19.46% | 18.29%+1.2pp | 202.56%-183.1pp | 25.83%-6.4pp |
| Employer contribution / active EE | $11,263 | $2,358+377.6% | $3,058+268.4% | $2,584+335.8% |
| Participant deferral / active EE | $8,646 | $3,862+123.9% | $4,813+79.7% | $4,194+106.2% |
| Admin fee / account holder | $350 | $12,791-97.3% | $16,298-97.9% | $7,856-95.5% |