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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,635 | $94,436+39.4% | $115,599+13.9% | $82,637+59.3% |
| Participation rate | 96.4% | 70.4%+26.0pp | 74.3%+22.2pp | 68.1%+28.4pp |
| Annual return | 19.46% | 18.37%+1.1pp | 111.10%-91.6pp | 53.51%-34.0pp |
| Employer contribution / active EE | $11,263 | $2,324+384.7% | $2,955+281.1% | $2,552+341.3% |
| Participant deferral / active EE | $8,646 | $3,955+118.6% | $4,889+76.8% | $4,126+109.5% |
| Admin fee / account holder | $350 | $10,328-96.6% | $12,841-97.3% | $7,339-95.2% |