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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,010 | $183,539-53.7% | $155,556-45.4% | $145,897-41.7% |
| Participation rate | 58.8% | 82.7%-23.9pp | 78.2%-19.4pp | 80.3%-21.5pp |
| Annual return | 13.99% | 61.31%-47.3pp | 64.84%-50.8pp | 552.29%-538.3pp |
| Employer contribution / active EE | $2,146 | $5,315-59.6% | $4,675-54.1% | $4,663-54.0% |
| Participant deferral / active EE | $4,914 | $6,467-24.0% | $5,631-12.7% | $6,689-26.5% |
| Admin fee / account holder | $2,865 | $19,275-85.1% | $15,885-82.0% | $13,390-78.6% |