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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,063 | $51,638-5.0% | $68,368-28.2% | $82,448-40.5% |
| Participation rate | 37.5% | 63.6%-26.1pp | 73.8%-36.3pp | 68.1%-30.6pp |
| Annual return | 13.97% | 37.53%-23.6pp | 292.57%-278.6pp | 41.64%-27.7pp |
| Employer contribution / active EE | $1,202 | $2,047-41.3% | $2,649-54.6% | $2,551-52.9% |
| Participant deferral / active EE | $2,303 | $2,914-20.9% | $4,123-44.1% | $4,139-44.4% |
| Admin fee / account holder | $6,318 | $4,643+36.1% | $5,150+22.7% | $7,234-12.7% |