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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,029 | $71,215-92.9% | $93,696-94.6% | $80,935-93.8% |
| Participation rate | 100.0% | 60.4%+39.6pp | 68.7%+31.3pp | 67.7%+32.3pp |
| Annual return | 11.93% | 11.27%+0.7pp | 133.74%-121.8pp | 35.66%-23.7pp |
| Employer contribution / active EE | $1,170 | $1,565-25.3% | $2,422-51.7% | $2,757-57.6% |
| Participant deferral / active EE | $2,209 | $4,037-45.3% | $4,417-50.0% | $4,299-48.6% |
| Admin fee / account holder | $1,922 | $6,958-72.4% | $8,287-76.8% | $6,924-72.2% |