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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,920 | $160,028-32.6% | $147,080-26.6% | $145,884-26.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 12.57% | 98.60%-86.0pp | 420.17%-407.6pp | 551.85%-539.3pp |
| Employer contribution / active EE | $3,126 | $5,286-40.9% | $4,933-36.6% | $4,662-32.9% |
| Participant deferral / active EE | $8,993 | $8,422+6.8% | $8,066+11.5% | $6,690+34.4% |
| Admin fee / account holder | $1,333 | $15,030-91.1% | $12,989-89.7% | $13,392-90.0% |