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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,374 | $95,404-51.4% | $113,397-59.1% | $82,637-43.9% |
| Participation rate | 57.7% | 72.8%-15.1pp | 76.5%-18.8pp | 68.1%-10.4pp |
| Annual return | 76.58% | 19.08%+57.5pp | 23.20%+53.4pp | 53.51%+23.1pp |
| Employer contribution / active EE | $1,384 | $2,307-40.0% | $2,977-53.5% | $2,552-45.8% |
| Participant deferral / active EE | $5,756 | $4,220+36.4% | $5,076+13.4% | $4,126+39.5% |
| Admin fee / account holder | $506 | $9,168-94.5% | $11,957-95.8% | $7,339-93.1% |