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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,677 | $154,228+2.2% | $145,433+8.4% | $137,256+14.9% |
| Participation rate | 60.0% | 83.8%-23.8pp | 82.1%-22.1pp | 80.0%-20.0pp |
| Annual return | 17.51% | 74.59%-57.1pp | 66.58%-49.1pp | 220.34%-202.8pp |
| Employer contribution / active EE | $4,005 | $4,804-16.6% | $4,554-12.1% | $4,156-3.6% |
| Participant deferral / active EE | $12,595 | $8,216+53.3% | $7,897+59.5% | $6,407+96.6% |
| Admin fee / account holder | $923 | $14,344-93.6% | $13,129-93.0% | $12,270-92.5% |