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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,727 | $76,785+192.7% | $56,441+298.2% | $145,959+54.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 9.49% | 3000.51%-2991.0pp | 1704.21%-1694.7pp | 561.95%-552.5pp |
| Employer contribution / active EE | $46,000 | $1,381+3232.0% | $1,039+4326.9% | $4,661+887.0% |
| Participant deferral / active EE | $30,177 | $2,624+1050.2% | $1,953+1445.2% | $6,689+351.2% |
| Admin fee / account holder | $1,194 | $3,334-64.2% | $2,829-57.8% | $13,398-91.1% |