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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,727 | $76,519+193.7% | $56,025+301.1% | $145,897+54.0% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 9.49% | 3017.03%-3007.5pp | 1712.69%-1703.2pp | 552.29%-542.8pp |
| Employer contribution / active EE | $46,000 | $1,383+3225.3% | $1,042+4316.3% | $4,663+886.6% |
| Participant deferral / active EE | $30,177 | $2,624+1049.8% | $1,955+1444.0% | $6,689+351.1% |
| Admin fee / account holder | $1,194 | $3,331-64.2% | $2,828-57.8% | $13,390-91.1% |