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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,156 | $196,972-47.6% | $182,262-43.4% | $198,609-48.1% |
| Participation rate | 95.0% | 85.7%+9.3pp | 84.2%+10.8pp | 82.4%+12.6pp |
| Annual return | 17.30% | 158.27%-141.0pp | 140.60%-123.3pp | 202.70%-185.4pp |
| Employer contribution / active EE | $952 | $5,364-82.2% | $5,046-81.1% | $5,055-81.2% |
| Participant deferral / active EE | $16,483 | $8,643+90.7% | $8,276+99.1% | $6,977+136.2% |
| Admin fee / account holder | $16,103 | $18,429-12.6% | $16,712-3.6% | $19,030-15.4% |