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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,023 | $135,905-69.1% | $126,068-66.7% | $198,609-78.8% |
| Participation rate | 100.0% | 85.6%+14.4pp | 84.7%+15.3pp | 82.4%+17.6pp |
| Annual return | 19.06% | 14.07%+5.0pp | 15.01%+4.0pp | 202.70%-183.6pp |
| Employer contribution / active EE | $403 | $4,245-90.5% | $3,968-89.8% | $5,055-92.0% |
| Participant deferral / active EE | $11,055 | $8,523+29.7% | $8,214+34.6% | $6,977+58.5% |
| Admin fee / account holder | $2,960 | $21,036-85.9% | $18,264-83.8% | $19,030-84.4% |