Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,964 | $77,670-69.1% | $125,529-80.9% | $65,306-63.3% |
| Participation rate | 45.7% | 63.2%-17.4pp | 74.7%-29.0pp | 57.7%-12.0pp |
| Annual return | 18.94% | 15.16%+3.8pp | 202.56%-183.6pp | 21.94%-3.0pp |
| Employer contribution / active EE | $648 | $2,099-69.1% | $3,058-78.8% | $1,967-67.1% |
| Participant deferral / active EE | $1,707 | $3,095-44.8% | $4,813-64.5% | $2,959-42.3% |
| Admin fee / account holder | $674 | $3,598-81.3% | $16,298-95.9% | $3,480-80.6% |