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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,428 | $29,736+143.6% | $56,033+29.3% | $80,935-10.5% |
| Participation rate | 10.5% | 41.7%-31.2pp | 52.5%-42.0pp | 67.7%-57.1pp |
| Annual return | 10.73% | 35.28%-24.5pp | 1711.38%-1700.6pp | 35.66%-24.9pp |
| Employer contribution / active EE | $379 | $671-43.6% | $1,041-63.6% | $2,757-86.3% |
| Participant deferral / active EE | $385 | $1,228-68.6% | $1,954-80.3% | $4,299-91.0% |
| Admin fee / account holder | $0 | $2,434-100.0% | $2,827-100.0% | $6,924-100.0% |