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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,241 | $108,897-22.6% | $100,378-16.1% | $145,877-42.3% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 14.82% | 58.17%-43.4pp | 49.41%-34.6pp | 551.28%-536.5pp |
| Employer contribution / active EE | $4,651 | $4,420+5.2% | $3,942+18.0% | $4,663-0.3% |
| Participant deferral / active EE | $12,809 | $8,455+51.5% | $8,087+58.4% | $6,691+91.4% |
| Admin fee / account holder | $308 | $9,690-96.8% | $7,899-96.1% | $13,402-97.7% |