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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,555 | $100,970+53.1% | $96,576+60.0% | $137,256+12.6% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 21.27% | 38.16%-16.9pp | 38.47%-17.2pp | 220.34%-199.1pp |
| Employer contribution / active EE | $1,058 | $3,809-72.2% | $3,553-70.2% | $4,156-74.6% |
| Participant deferral / active EE | $17,430 | $8,286+110.3% | $7,956+119.1% | $6,407+172.0% |
| Admin fee / account holder | $769 | $11,312-93.2% | $11,381-93.2% | $12,270-93.7% |