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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,244 | $154,228+35.0% | $145,433+43.2% | $137,256+51.7% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 14.27% | 74.59%-60.3pp | 66.58%-52.3pp | 220.34%-206.1pp |
| Employer contribution / active EE | $6,745 | $4,804+40.4% | $4,554+48.1% | $4,156+62.3% |
| Participant deferral / active EE | $9,812 | $8,216+19.4% | $7,897+24.2% | $6,407+53.2% |
| Admin fee / account holder | $620 | $14,344-95.7% | $13,129-95.3% | $12,270-94.9% |