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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,794 | $180,749+10.0% | $160,784+23.6% | $137,256+44.8% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 19.51% | 2234.46%-2215.0pp | 1803.92%-1784.4pp | 220.34%-200.8pp |
| Employer contribution / active EE | $2,405 | $4,155-42.1% | $3,733-35.6% | $4,156-42.1% |
| Participant deferral / active EE | $4,168 | $6,844-39.1% | $6,293-33.8% | $6,407-34.9% |
| Admin fee / account holder | $783 | $10,397-92.5% | $9,717-91.9% | $12,270-93.6% |