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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,794 | $289,211-31.3% | $260,467-23.7% | $198,609+0.1% |
| Participation rate | 66.7% | 83.1%-16.4pp | 80.5%-13.8pp | 82.4%-15.7pp |
| Annual return | 19.51% | 112.90%-93.4pp | 100.60%-81.1pp | 202.70%-183.2pp |
| Employer contribution / active EE | $2,405 | $4,663-48.4% | $4,239-43.3% | $5,055-52.4% |
| Participant deferral / active EE | $4,168 | $6,812-38.8% | $6,319-34.0% | $6,977-40.3% |
| Admin fee / account holder | $783 | $16,236-95.2% | $15,461-94.9% | $19,030-95.9% |