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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,207 | $79,089+29.2% | $100,392+1.8% | $74,459+37.3% |
| Participation rate | 56.0% | 79.4%-23.4pp | 81.5%-25.5pp | 67.2%-11.2pp |
| Annual return | 18.35% | 20.61%-2.3pp | 49.45%-31.1pp | 1369.70%-1351.3pp |
| Employer contribution / active EE | $2,039 | $3,015-32.4% | $3,941-48.3% | $2,626-22.4% |
| Participant deferral / active EE | $4,110 | $7,747-47.0% | $8,090-49.2% | $4,350-5.5% |
| Admin fee / account holder | $2,012 | $1,336+50.6% | $7,904-74.5% | $1,945+3.4% |