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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $463,434 | $154,228+200.5% | $145,433+218.7% | $137,256+237.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.99% | 74.59%-62.6pp | 66.58%-54.6pp | 220.34%-208.3pp |
| Employer contribution / active EE | $2,395 | $4,804-50.2% | $4,554-47.4% | $4,156-42.4% |
| Participant deferral / active EE | $6,865 | $8,216-16.4% | $7,897-13.1% | $6,407+7.2% |
| Admin fee / account holder | $29,717 | $14,344+107.2% | $13,129+126.3% | $12,270+142.2% |