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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,659 | $183,539-63.1% | $155,556-56.5% | $145,897-53.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.01% | 61.31%-49.3pp | 64.84%-52.8pp | 552.29%-540.3pp |
| Employer contribution / active EE | $2,813 | $5,315-47.1% | $4,675-39.8% | $4,663-39.7% |
| Participant deferral / active EE | $3,550 | $6,467-45.1% | $5,631-36.9% | $6,689-46.9% |
| Admin fee / account holder | $6,208 | $19,275-67.8% | $15,885-60.9% | $13,390-53.6% |