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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,823 | $76,634-50.6% | $56,054-32.5% | $145,978-74.1% |
| Participation rate | 62.5% | 63.2%-0.7pp | 52.5%+10.0pp | 80.3%-17.8pp |
| Annual return | 16.99% | 3004.33%-2987.3pp | 1705.95%-1689.0pp | 550.52%-533.5pp |
| Employer contribution / active EE | $3,664 | $1,380+165.5% | $1,039+252.7% | $4,662-21.4% |
| Participant deferral / active EE | $8,237 | $2,622+214.1% | $1,952+321.9% | $6,690+23.1% |
| Admin fee / account holder | $825 | $3,321-75.1% | $2,822-70.8% | $13,400-93.8% |