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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,273 | $102,595+81.6% | $94,057+98.0% | $154,746+20.4% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 11.39% | 583.42%-572.0pp | 480.62%-469.2pp | 172.34%-160.9pp |
| Employer contribution / active EE | $3,491 | $3,147+10.9% | $2,933+19.0% | $4,379-20.3% |
| Participant deferral / active EE | $5,386 | $5,118+5.2% | $4,709+14.4% | $6,730-20.0% |
| Admin fee / account holder | $90,400 | $7,736+1068.6% | $7,244+1147.9% | $14,365+529.3% |