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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,775 | $174,379-38.2% | $152,093-29.1% | $138,895-22.4% |
| Participation rate | 94.7% | 81.6%+13.1pp | 77.8%+17.0pp | 79.9%+14.8pp |
| Annual return | 15.25% | 74.86%-59.6pp | 66.36%-51.1pp | 145.39%-130.1pp |
| Employer contribution / active EE | $3,559 | $4,652-23.5% | $4,175-14.7% | $4,194-15.1% |
| Participant deferral / active EE | $6,240 | $6,159+1.3% | $5,451+14.5% | $6,396-2.4% |
| Admin fee / account holder | $8,937 | $16,880-47.1% | $14,497-38.4% | $12,562-28.9% |