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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,101 | $87,106-70.0% | $105,607-75.3% | $80,935-67.8% |
| Participation rate | 83.3% | 70.4%+12.9pp | 75.3%+8.1pp | 67.7%+15.7pp |
| Annual return | 11.15% | 17.01%-5.9pp | 116.11%-105.0pp | 35.66%-24.5pp |
| Employer contribution / active EE | $1,188 | $2,396-50.4% | $3,167-62.5% | $2,757-56.9% |
| Participant deferral / active EE | $2,337 | $3,986-41.4% | $5,011-53.4% | $4,299-45.7% |
| Admin fee / account holder | $1,637 | $8,447-80.6% | $10,958-85.1% | $6,924-76.4% |