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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,101 | $87,060-70.0% | $105,591-75.3% | $80,911-67.7% |
| Participation rate | 83.3% | 70.4%+12.9pp | 75.3%+8.1pp | 67.6%+15.7pp |
| Annual return | 11.15% | 17.05%-5.9pp | 116.43%-105.3pp | 35.63%-24.5pp |
| Employer contribution / active EE | $1,188 | $2,396-50.4% | $3,166-62.5% | $2,756-56.9% |
| Participant deferral / active EE | $2,337 | $3,986-41.4% | $5,008-53.3% | $4,297-45.6% |
| Admin fee / account holder | $1,637 | $8,442-80.6% | $11,024-85.2% | $6,935-76.4% |