Filed January 15, 2026 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,971 | $78,015+312.7% | $178,505+80.4% | $80,959+297.7% |
| Participation rate | 100.0% | 65.7%+34.3pp | 77.1%+22.9pp | 67.7%+32.3pp |
| Annual return | 16.70% | 18.10%-1.4pp | 27.16%-10.5pp | 35.67%-19.0pp |
| Employer contribution / active EE | $16,281 | $2,281+613.7% | $3,955+311.6% | $2,757+490.5% |
| Participant deferral / active EE | $12,105 | $4,406+174.8% | $6,280+92.7% | $4,300+181.5% |
| Admin fee / account holder | $21,111 | $7,160+194.8% | $10,428+102.5% | $6,925+204.8% |