Filed January 15, 2026 (most recent of 3 filings on file)
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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,839 | $80,812+376.2% | $160,784+139.4% | $82,448+366.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 77.0%+23.0pp | 68.1%+31.9pp |
| Annual return | 18.69% | 100.59%-81.9pp | 1803.92%-1785.2pp | 41.64%-23.0pp |
| Employer contribution / active EE | $15,108 | $2,174+595.0% | $3,733+304.7% | $2,551+492.3% |
| Participant deferral / active EE | $10,926 | $4,335+152.0% | $6,293+73.6% | $4,139+164.0% |
| Admin fee / account holder | $7,494 | $7,695-2.6% | $9,717-22.9% | $7,234+3.6% |