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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,845 | $150,412-91.5% | $120,574-89.3% | $145,884-91.2% |
| Participation rate | 90.9% | 78.8%+12.1pp | 71.9%+19.0pp | 80.3%+10.6pp |
| Annual return | 6.66% | 154.50%-147.8pp | 107.42%-100.8pp | 551.85%-545.2pp |
| Employer contribution / active EE | $1,877 | $4,355-56.9% | $3,471-45.9% | $4,662-59.7% |
| Participant deferral / active EE | $3,124 | $6,175-49.4% | $4,996-37.5% | $6,690-53.3% |
| Admin fee / account holder | $832 | $12,224-93.2% | $9,445-91.2% | $13,392-93.8% |