Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,964 | $81,504-41.2% | $102,437-53.2% | $80,959-40.8% |
| Participation rate | 43.9% | 66.9%-22.9pp | 74.5%-30.6pp | 67.7%-23.7pp |
| Annual return | 7.63% | 25.60%-18.0pp | 24.95%-17.3pp | 35.67%-28.0pp |
| Employer contribution / active EE | $797 | $3,104-74.3% | $3,871-79.4% | $2,757-71.1% |
| Participant deferral / active EE | $1,897 | $3,871-51.0% | $5,060-62.5% | $4,300-55.9% |
| Admin fee / account holder | $2,905 | $6,719-56.8% | $8,388-65.4% | $6,925-58.1% |