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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,565 | $101,618+13.7% | $93,063+24.2% | $137,256-15.8% |
| Participation rate | 77.8% | 74.9%+2.8pp | 72.1%+5.7pp | 80.0%-2.2pp |
| Annual return | 21.53% | 223.95%-202.4pp | 34.15%-12.6pp | 220.34%-198.8pp |
| Employer contribution / active EE | $2,799 | $2,707+3.4% | $2,476+13.0% | $4,156-32.7% |
| Participant deferral / active EE | $7,903 | $4,279+84.7% | $3,958+99.7% | $6,407+23.3% |
| Admin fee / account holder | $3,556 | $6,198-42.6% | $6,033-41.1% | $12,270-71.0% |