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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,557 | $134,817-61.8% | $123,973-58.4% | $155,188-66.8% |
| Participation rate | 94.1% | 79.4%+14.7pp | 76.7%+17.5pp | 80.8%+13.3pp |
| Annual return | 11.16% | 515.49%-504.3pp | 388.13%-377.0pp | 148.84%-137.7pp |
| Employer contribution / active EE | $1,780 | $4,425-59.8% | $4,126-56.9% | $4,248-58.1% |
| Participant deferral / active EE | $3,245 | $5,706-43.1% | $5,247-38.2% | $6,531-50.3% |
| Admin fee / account holder | $4,124 | $13,245-68.9% | $11,799-65.0% | $14,480-71.5% |