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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $613,117 | $161,352+280.0% | $134,172+357.0% | $137,256+346.7% |
| Participation rate | 73.9% | 78.3%-4.4pp | 72.5%+1.4pp | 80.0%-6.0pp |
| Annual return | 20.14% | 28.72%-8.6pp | 25.30%-5.2pp | 220.34%-200.2pp |
| Employer contribution / active EE | $18,464 | $4,099+350.5% | $3,420+439.9% | $4,156+344.3% |
| Participant deferral / active EE | $11,282 | $5,552+103.2% | $4,690+140.5% | $6,407+76.1% |
| Admin fee / account holder | $22,416 | $15,028+49.2% | $12,016+86.6% | $12,270+82.7% |