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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,458 | $68,880+340.6% | $120,580+151.7% | $80,959+274.8% |
| Participation rate | 96.7% | 61.7%+35.0pp | 72.0%+24.7pp | 67.7%+29.0pp |
| Annual return | 14.32% | 23.68%-9.4pp | 107.48%-93.2pp | 35.67%-21.4pp |
| Employer contribution / active EE | $7,692 | $2,066+272.3% | $3,469+121.7% | $2,757+179.0% |
| Participant deferral / active EE | $8,266 | $3,191+159.1% | $4,995+65.5% | $4,300+92.2% |
| Admin fee / account holder | $1,781 | $5,785-69.2% | $9,418-81.1% | $6,925-74.3% |