Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,998 | $30,421-8.0% | $56,077-50.1% | $74,429-62.4% |
| Participation rate | 69.7% | 32.9%+36.8pp | 52.5%+17.2pp | 67.2%+2.5pp |
| Annual return | 12.68% | 24.94%-12.3pp | 1709.28%-1696.6pp | 1368.38%-1355.7pp |
| Employer contribution / active EE | $1,281 | $610+110.1% | $1,040+23.1% | $2,625-51.2% |
| Participant deferral / active EE | $1,780 | $1,175+51.5% | $1,954-8.9% | $4,348-59.1% |
| Admin fee / account holder | $2,693 | $2,363+13.9% | $2,825-4.7% | $1,944+38.5% |