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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,863 | $28,624+245.4% | $53,647+84.3% | $82,637+19.6% |
| Participation rate | 18.4% | 47.3%-28.9pp | 56.3%-37.9pp | 68.1%-49.7pp |
| Annual return | 15.56% | 664.98%-649.4pp | 358.33%-342.8pp | 53.51%-37.9pp |
| Employer contribution / active EE | $0 | $637-100.0% | $962-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $558 | $1,196-53.3% | $1,813-69.2% | $4,126-86.5% |
| Admin fee / account holder | $1,534 | $2,022-24.1% | $2,460-37.7% | $7,339-79.1% |