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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,581 | $123,000-87.3% | $105,582-85.2% | $198,609-92.2% |
| Participation rate | 95.5% | 76.8%+18.7pp | 71.8%+23.7pp | 82.4%+13.1pp |
| Annual return | 12.97% | 18.31%-5.3pp | 18.61%-5.6pp | 202.70%-189.7pp |
| Employer contribution / active EE | $1,441 | $3,582-59.8% | $2,984-51.7% | $5,055-71.5% |
| Participant deferral / active EE | $3,208 | $5,013-36.0% | $4,353-26.3% | $6,977-54.0% |
| Admin fee / account holder | $1,042 | $16,254-93.6% | $12,856-91.9% | $19,030-94.5% |