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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $609,454 | $106,524+472.1% | $152,301+300.2% | $87,485+596.6% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.4%+17.6pp | 68.9%+31.1pp |
| Annual return | 15.18% | 26.89%-11.7pp | 80.50%-65.3pp | 26.06%-10.9pp |
| Employer contribution / active EE | $3,541 | $3,371+5.0% | $4,624-23.4% | $2,596+36.4% |
| Participant deferral / active EE | $12,946 | $6,525+98.4% | $8,004+61.8% | $4,274+202.9% |
| Admin fee / account holder | $10,384 | $8,287+25.3% | $14,398-27.9% | $7,775+33.6% |