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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,293 | $68,573+81.3% | $120,368+3.3% | $80,874+53.7% |
| Participation rate | 66.7% | 61.6%+5.1pp | 71.9%-5.2pp | 67.6%-1.0pp |
| Annual return | 13.18% | 23.61%-10.4pp | 107.26%-94.1pp | 35.62%-22.4pp |
| Employer contribution / active EE | $2,066 | $2,052+0.7% | $3,465-40.4% | $2,756-25.0% |
| Participant deferral / active EE | $3,815 | $3,174+20.2% | $4,991-23.6% | $4,297-11.2% |
| Admin fee / account holder | $9,342 | $5,734+62.9% | $9,429-0.9% | $6,935+34.7% |