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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,293 | $68,880+80.4% | $120,580+3.1% | $80,959+53.5% |
| Participation rate | 66.7% | 61.7%+5.0pp | 72.0%-5.3pp | 67.7%-1.0pp |
| Annual return | 13.18% | 23.68%-10.5pp | 107.48%-94.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $2,066 | $2,0660% | $3,469-40.5% | $2,757-25.1% |
| Participant deferral / active EE | $3,815 | $3,191+19.6% | $4,995-23.6% | $4,300-11.3% |
| Admin fee / account holder | $9,342 | $5,785+61.5% | $9,418-0.8% | $6,925+34.9% |