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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,293 | $68,852+80.5% | $120,524+3.1% | $80,925+53.6% |
| Participation rate | 66.7% | 61.6%+5.0pp | 71.9%-5.3pp | 67.7%-1.0pp |
| Annual return | 13.18% | 23.67%-10.5pp | 107.36%-94.2pp | 35.65%-22.5pp |
| Employer contribution / active EE | $2,066 | $2,063+0.1% | $3,469-40.5% | $2,756-25.1% |
| Participant deferral / active EE | $3,815 | $3,187+19.7% | $4,994-23.6% | $4,299-11.3% |
| Admin fee / account holder | $9,342 | $5,781+61.6% | $9,440-1.0% | $6,940+34.6% |