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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,673 | $199,109+33.9% | $173,730+53.5% | $154,746+72.3% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 6.39% | 20.02%-13.6pp | 19.96%-13.6pp | 172.34%-166.0pp |
| Employer contribution / active EE | $11,060 | $5,311+108.2% | $4,577+141.6% | $4,379+152.6% |
| Participant deferral / active EE | $4,596 | $7,113-35.4% | $6,326-27.4% | $6,730-31.7% |
| Admin fee / account holder | $10,885 | $20,916-48.0% | $17,523-37.9% | $14,365-24.2% |