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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,118 | $106,749+246.7% | $145,433+154.5% | $82,448+348.9% |
| Participation rate | 95.3% | 75.6%+19.7pp | 82.1%+13.2pp | 68.1%+27.2pp |
| Annual return | 16.28% | 27.59%-11.3pp | 66.58%-50.3pp | 41.64%-25.4pp |
| Employer contribution / active EE | $8,831 | $3,444+156.4% | $4,554+93.9% | $2,551+246.2% |
| Participant deferral / active EE | $11,327 | $6,519+73.8% | $7,897+43.4% | $4,139+173.7% |
| Admin fee / account holder | $35,746 | $8,390+326.1% | $13,129+172.3% | $7,234+394.1% |