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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,939 | $102,429+261.2% | $147,096+151.5% | $80,925+357.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 16.24% | 135.02%-118.8pp | 419.75%-403.5pp | 35.65%-19.4pp |
| Employer contribution / active EE | $8,758 | $3,716+135.7% | $4,936+77.4% | $2,756+217.7% |
| Participant deferral / active EE | $12,179 | $6,649+83.2% | $8,071+50.9% | $4,299+183.3% |
| Admin fee / account holder | $1,702 | $7,957-78.6% | $13,005-86.9% | $6,940-75.5% |