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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,507 | $72,071-48.0% | $68,368-45.1% | $137,256-72.7% |
| Participation rate | 78.6% | 76.2%+2.3pp | 73.8%+4.8pp | 80.0%-1.4pp |
| Annual return | 5.89% | 353.14%-347.3pp | 292.57%-286.7pp | 220.34%-214.5pp |
| Employer contribution / active EE | $7,985 | $2,788+186.4% | $2,649+201.4% | $4,156+92.1% |
| Participant deferral / active EE | $5,871 | $4,410+33.1% | $4,123+42.4% | $6,407-8.4% |
| Admin fee / account holder | $196,930 | $5,336+3590.9% | $5,150+3724.0% | $12,270+1505.0% |