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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,342 | $112,729-3.9% | $98,716+9.8% | $137,256-21.1% |
| Participation rate | 85.7% | 74.2%+11.5pp | 69.3%+16.4pp | 80.0%+5.8pp |
| Annual return | 20.07% | 38.48%-18.4pp | 31.81%-11.7pp | 220.34%-200.3pp |
| Employer contribution / active EE | $5,421 | $2,725+98.9% | $2,279+137.9% | $4,156+30.4% |
| Participant deferral / active EE | $9,688 | $4,640+108.8% | $4,048+139.4% | $6,407+51.2% |
| Admin fee / account holder | $30,574 | $10,129+201.9% | $8,703+251.3% | $12,270+149.2% |