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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,248 | $223,823-19.9% | $211,142-15.1% | $154,746+15.8% |
| Participation rate | 100.0% | 87.9%+12.1pp | 87.3%+12.7pp | 80.7%+19.3pp |
| Annual return | 14.63% | 50.39%-35.8pp | 46.84%-32.2pp | 172.34%-157.7pp |
| Employer contribution / active EE | $22,289 | $6,787+228.4% | $6,442+246.0% | $4,379+409.0% |
| Participant deferral / active EE | $13,369 | $9,750+37.1% | $9,284+44.0% | $6,730+98.6% |
| Admin fee / account holder | $2,862 | $19,707-85.5% | $19,076-85.0% | $14,365-80.1% |