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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,829 | $106,749-50.5% | $145,433-63.7% | $82,448-35.9% |
| Participation rate | 96.9% | 75.6%+21.2pp | 82.1%+14.8pp | 68.1%+28.8pp |
| Annual return | 29.35% | 27.59%+1.8pp | 66.58%-37.2pp | 41.64%-12.3pp |
| Employer contribution / active EE | $3,828 | $3,444+11.1% | $4,554-15.9% | $2,551+50.1% |
| Participant deferral / active EE | $6,938 | $6,519+6.4% | $7,897-12.1% | $4,139+67.6% |
| Admin fee / account holder | $4,623 | $8,390-44.9% | $13,129-64.8% | $7,234-36.1% |