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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,281 | $181,062-75.0% | $158,223-71.4% | $155,188-70.8% |
| Participation rate | 93.8% | 82.7%+11.1pp | 79.2%+14.5pp | 80.8%+12.9pp |
| Annual return | 20.14% | 57.39%-37.2pp | 52.09%-31.9pp | 148.84%-128.7pp |
| Employer contribution / active EE | $1,865 | $4,565-59.1% | $4,109-54.6% | $4,248-56.1% |
| Participant deferral / active EE | $4,563 | $6,134-25.6% | $5,467-16.5% | $6,531-30.1% |
| Admin fee / account holder | $1,691 | $18,825-91.0% | $16,047-89.5% | $14,480-88.3% |