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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,281 | $185,312-75.6% | $161,489-72.0% | $154,746-70.7% |
| Participation rate | 93.8% | 82.5%+11.3pp | 78.7%+15.1pp | 80.7%+13.0pp |
| Annual return | 20.14% | 103.84%-83.7pp | 89.72%-69.6pp | 172.34%-152.2pp |
| Employer contribution / active EE | $1,865 | $4,769-60.9% | $4,268-56.3% | $4,379-57.4% |
| Participant deferral / active EE | $4,563 | $6,350-28.1% | $5,630-19.0% | $6,730-32.2% |
| Admin fee / account holder | $1,691 | $18,654-90.9% | $16,006-89.4% | $14,365-88.2% |