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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,112 | $88,672-59.3% | $105,223-65.7% | $82,448-56.2% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 20.57% | 30.86%-10.3pp | 180.65%-160.1pp | 41.64%-21.1pp |
| Employer contribution / active EE | $4,382 | $3,048+43.8% | $3,689+18.8% | $2,551+71.8% |
| Participant deferral / active EE | $8,562 | $4,036+112.1% | $5,072+68.8% | $4,139+106.8% |
| Admin fee / account holder | $1,652 | $7,146-76.9% | $8,859-81.3% | $7,234-77.2% |